Bilaad Realty Nigeria Limited

Last Updated: 9/9/2026
Effective Date:  9/9/2026

1. INTRODUCTION & DATA CONTROLLER

Bilaad Realty Nigeria Limited (“Bilaad Realty”, “we”, “us”, or “our”) is a sustainable real estate development company committed to creating premium residential communities and delivering responsible, transparent, and customer-focused real estate solutions.

This Privacy Policy explains how Bilaad Realty collects, uses, stores, protects, and discloses personal data obtained through its website, www.bilaadnigeria.com, associated digital platforms, property tour booking services, investor communications, partner and referral programmes, vendor onboarding processes, and other related interactions.

Bilaad Realty Nigeria Limited is the Data Controller responsible for personal data processed in connection with these activities.

Registered/Official Address:
No. 47 ML Wushishi Crescent, Utako, Abuja, Nigeria.

We recognise that privacy is an important part of maintaining trust with our clients, prospective investors, partners, vendors, employees, and website visitors. We are committed to processing personal data responsibly and in accordance with applicable Nigerian data protection laws, including the Nigeria Data Protection Act 2023 (“NDPA”), and, where applicable, internationally recognised privacy principles, including the EU General Data Protection Regulation (“GDPR”).

Our approach to responsible data management also reflects our broader commitment to sustainability, transparency, responsible development, and the United Nations Sustainable Development Goals (SDGs).

We implement appropriate technical and organisational measures designed to protect personal data against unauthorised access, loss, misuse, alteration, disclosure, or destruction.

By using our website or voluntarily providing personal data to us, you acknowledge that you have read and understood this Privacy Policy.

2. THE DATA WE COLLECT

Depending on how you interact with Bilaad Realty, we may collect the following categories of personal and business information.

2.1 Identity & Contact Data

We may collect:

• Full name;
• Telephone/mobile number;
• Email address;
• Residential or business address;
• Correspondence details;
• Identification information where required for lawful property transactions or KYC purposes; and
• Other information reasonably necessary to establish or verify your identity.

Government-issued identification will only be requested where reasonably necessary, including for property transactions, KYC/identity verification, fraud prevention, regulatory compliance, or other legal obligations.

2.2 Property & Investment Preferences

When you interact with our property portfolio, request information, schedule an estate tour, communicate with our sales team, or engage with our investment materials, we may collect information concerning:

• Preferred property location or development;
• Property type and preferred residential tier;
• Interest in off-plan or completed properties;
• Property requirements and preferences;
• Estimated investment interests or objectives;
• Preferred payment or financing arrangements where voluntarily provided;
• Estate tour preferences and booking information;
• Communications and enquiries concerning our developments;
• Responses to investment guides, newsletters, surveys, or marketing campaigns; and
• Other information voluntarily provided in connection with your property enquiry.

This may include interest in Bilaad Realty developments and communities such as   AMAZON, BAHAMAS, BIMINI, BALI ISLAND, BALI GROVE, BARBADOS ISLAND, BOBOWASI ISLAND, BORA BORA ISLAND, CAPRI ISLAND, FIJI ISLAND, LANGKAWI ISLAND, MALDIVES, MAURITIUS ISLAND, SEYCHELLES and ZANZIBAR as well as future developments.

2.3 Technical & Usage Data

When you visit or interact with our website, certain information may be collected automatically, including:

• IP address;
• Browser type and version;
• Device type;
• Operating system;
• General location information derived from technical data;
• Website pages visited;
• Referring website or source;
• Date and time of visits;
• Session and interaction information;
• Website navigation and engagement data;
• Cookies and similar technologies; and
• Information relating to how you interact with our advertisements, website content, forms, and digital communications.

Where required by applicable law, we will obtain consent before placing or using non-essential cookies or similar tracking technologies.

2.4 Partner, Vendor & Affiliate Data

Where you apply to become a Bilaad Realty partner, affiliate, referral partner, contractor, supplier, or vendor, we may collect information necessary for onboarding, due diligence, contracting, payment, and regulatory compliance.

This may include:

• Company name and registration information;
• Corporate/business address;
• CAC registration details and certificates;
• FIRS Tax Clearance Certificate and related tax information;
• Names and details of directors or authorized representatives;
• Contact information;
• Banking/payment information where required for legitimate business payments;
• Relevant licences, certifications, or professional information;
• Ownership or beneficial ownership information where required for due diligence;
• Contractual information;
• Referral or commission records; and
• Other information reasonably necessary for vendor, partner, or affiliate management.

Where information concerning directors, beneficial owners, employees, or representatives is supplied to Bilaad Realty by a company or organization, the supplying party is responsible for ensuring that it has a lawful basis to provide such information.

3. HOW WE COLLECT YOUR DATA

We collect personal data through lawful and transparent means, including the following:

3.1 Direct Interactions

You may provide personal data directly when you:

• Complete a contact or enquiry form;
• Schedule a property or estate tour;
• Request information about a development;
• Subscribe to our newsletter or investment guide;
• Contact our sales or customer service teams;
• Register for an event;
• Submit a partner, referral, affiliate, or vendor application;
• Enter into a property-related transaction or agreement;
• Communicate with us by email, telephone, messaging platforms, or other approved channels; or
• Otherwise voluntarily provide information to us.

3.2 Automated Technologies

When you visit our website, certain information may be collected automatically through technologies such as:

• Cookies;
• Web beacons;
• Tracking pixels;
• Analytics technologies;
• Advertising technologies; and
• Similar digital tools.

These technologies may help us understand how visitors interact with our project pages, property information, insights/blog content, forms, and other website features.

4. LAWFUL BASIS AND HOW WE USE YOUR DATA

Bilaad Realty processes personal data in accordance with applicable data protection laws, including the Nigeria Data Protection Act 2023.

Depending on the nature and circumstances of the processing, we may rely on one or more of the following lawful bases.

4.1 Consent

We may process your information based on your consent where you have voluntarily agreed to a specific use of your personal data.

Examples include:

• Subscribing to our newsletter;
• Receiving investment guides or marketing communications;
• Requesting certain informational materials;
• Participating in surveys or promotional activities; and
• Consenting to certain non-essential cookies or tracking technologies.

You may withdraw consent at any time, although withdrawal will not affect processing that was lawfully carried out before the withdrawal.

4.2 Performance of a Contract

We may process personal data where it is necessary to enter into or perform a contract with you.

Examples include:

• Property allocation and transaction administration;
• Processing information relating to property purchases;
• Supporting off-plan payment processes;
• Managing customer relationships;
• Processing partner or referral commissions;
• Managing vendor or supplier relationships; and
• Providing services you have requested.

4.3 Legal Obligation

We may process personal data where necessary to comply with applicable laws, regulations, court orders, or lawful governmental requests.

This may include:

• Tax and FIRS-related obligations;
• Anti-money laundering and counter-terrorist financing requirements;
• KYC and identity verification;
• Fraud prevention;
• Accounting and financial reporting;
• Regulatory reporting; and
• Responding to lawful requests from competent authorities.

4.4 Legitimate Interests

Where permitted by applicable law, we may process information where it is necessary for our legitimate business interests, provided that such interests do not override your fundamental privacy rights and freedoms.

Examples may include:

• Protecting our website, systems, and business against fraud and cyber threats;
• Improving website functionality and user experience;
• Understanding website and campaign performance;
• Analyzing real estate market trends;
• Improving our properties, services, and communications;
• Managing business relationships;
• Preventing abuse or fraudulent activity;
• Maintaining appropriate business and security records; and
• Protecting Bilaad Realty’s legal and commercial interests.

5. HOW WE USE PERSONAL DATA

Subject to applicable law and the relevant lawful basis, Bilaad Realty may use personal data to:

1. Respond to enquiries and requests;
2. Schedule and manage estate/property tours;
3. Provide information about our developments and services;
4. Manage prospective and existing customer relationships;
5. Facilitate property transactions and related administrative processes;
6. Support off-plan and completed-property processes;
7. Manage investor relations;
8. Administer referral, affiliate, and partner programmes;
9. Onboard and manage vendors and service providers;
10. Process legitimate business payments and commissions;
11. Conduct KYC and due diligence;
12. Comply with tax, regulatory, legal, and financial obligations;
13. Detect and prevent fraud, misuse, and security threats;
14. Maintain and improve our website;
15. Understand how visitors interact with our digital platforms;
16. Analyze marketing and advertising effectiveness;
17. Send newsletters, investment information, and marketing communications where permitted;
18. Develop and improve our products, services, and customer experience;
19. Maintain appropriate business records; and
20. Protect the rights, property, safety, and legitimate interests of Bilaad Realty, our customers, partners, vendors, and other relevant parties.

6. DATA SHARING & THIRD-PARTY DISCLOSURES

6.1 We Do Not Sell Personal Data

Bilaad Realty does not sell, rent, or trade your personal data to third parties for their independent commercial use.

We may, however, disclose or provide access to personal data where there is a legitimate and lawful reason to do so.

6.2 Authorized Internal Teams

Personal data may be accessed by authorized personnel or departments where necessary to perform their responsibilities, including:

• Sales and customer relationship teams;
• Investor relations personnel;
• Property and facility management teams;
• Finance and administration;
• Legal and compliance personnel;
• Information technology and security personnel; and
• Other authorized personnel with a legitimate business need.

Access to personal data should be limited to information necessary for the relevant function.

6.3 Trusted Third-Party Service Providers

We may engage carefully selected service providers to support our operations, including providers of:

• Website hosting;
• Cloud infrastructure;
• Customer relationship management (CRM);
• Email and communication services;
• Analytics;
• Payment processing;
• Cybersecurity and technical support;
• Marketing technology;
• Website maintenance; and
• Other business-support services.

Where third parties process personal data on our behalf, we expect them to implement appropriate confidentiality, security, and data protection measures and to process information only for authorized purposes.

6.4 Regulatory Authorities and Law Enforcement

We may disclose personal data to regulators, government authorities, courts, law enforcement agencies, or other competent authorities where disclosure is:

• Required by applicable Nigerian law;
• Required pursuant to a valid legal process or court order;
• Necessary to comply with a regulatory obligation;
• Necessary to prevent or investigate fraud or unlawful activity; or
• Otherwise permitted or required by applicable law.

7. INTERNATIONAL DATA TRANSFERS

Some of our technology or service providers may process personal data outside Nigeria.

Where personal data is transferred across borders, Bilaad Realty will take reasonable steps to ensure that the transfer is conducted in accordance with applicable Nigerian data protection requirements and, where applicable, relevant international privacy laws.

Where the GDPR applies, we will implement appropriate safeguards for international transfers as required by applicable GDPR provisions.

These safeguards may include appropriate contractual protections, adequacy mechanisms, or other legally recognized transfer mechanisms.

8. DATA RETENTION

Bilaad Realty retains personal data only for as long as reasonably necessary for the purpose for which it was collected, unless a longer retention period is required or permitted by law.

Retention periods may depend on:

• The nature of our relationship with you;
• Whether a transaction or contract remains active;
• Legal, regulatory, tax, or accounting requirements;
• Dispute resolution requirements;
• Fraud prevention and security requirements;
• Legitimate business recordkeeping requirements; and
• Whether you have requested deletion, subject to applicable legal exceptions.

For example, information associated with a completed property transaction may need to be retained for a legally prescribed period for tax, accounting, regulatory, contractual, or dispute-resolution purposes.

When personal data is no longer required, we will take reasonable steps to securely delete, anonymise, or otherwise dispose of it.

9. DATA SECURITY

Bilaad Realty takes reasonable and appropriate technical and organizational measures to protect personal data.

Depending on the nature and sensitivity of the information, these measures may include:

• Encryption and secure data transmission;
• Firewalls and network security controls;
• Secure hosting and infrastructure;
• Access controls and authentication;
• Restricted access to personal data;
• Monitoring and security controls;
• Secure backups;
• Confidentiality obligations for authorized personnel;
• Vendor and service-provider security controls; and
• Procedures for identifying and responding to suspected security incidents.

However, no method of transmission or electronic storage can be guaranteed to be completely secure.

Accordingly, while we take reasonable steps to protect your information, we cannot guarantee absolute security of information transmitted through the internet.

If Bilaad Realty becomes aware of a personal data breach requiring notification under applicable law, we will take appropriate steps to investigate, mitigate, and notify relevant parties or authorities where legally required.

10. YOUR LEGAL RIGHTS

Subject to applicable law and relevant limitations, you may have the following rights in relation to your personal data.

10.1 Right of Access

You may request confirmation of whether we process your personal data and, where applicable, request access to the information we hold about you.

10.2 Right to Rectification

You may request that inaccurate, incomplete, or outdated personal data be corrected or updated.

10.3 Right to Erasure

In certain circumstances, you may request that we delete your personal data.

This right is not absolute. We may retain information where required or permitted by law, including where necessary for legal, regulatory, contractual, accounting, fraud-prevention, or dispute-resolution purposes.

10.4 Right to Restrict Processing

You may, in certain circumstances, request that we limit or temporarily restrict how we process your personal data.

10.5 Right to Object

You may have the right to object to certain types of processing, including processing based on legitimate interests or certain forms of direct marketing, subject to applicable law.

10.6 Right to Data Portability

Where applicable, you may request to receive certain personal data you have provided to us in a structured, commonly used, and machine-readable format and, where technically feasible and legally required, request its transmission to another controller.

10.7 Right to Withdraw Consent

Where processing is based on your consent, you may withdraw your consent at any time.

Withdrawal of consent does not affect the lawfulness of processing undertaken before your consent was withdrawn.

10.8 Right to Lodge a Complaint

If you believe your personal data has been processed unlawfully or that your privacy rights have been infringed, you may contact Bilaad Realty using the details provided in this Privacy Policy.

Where applicable, you may also have the right to lodge a complaint with the relevant data protection supervisory authority.

11. MARKETING COMMUNICATIONS

Where permitted by law, Bilaad Realty may send you information concerning:

• New property developments;
• Estate tours;
• Investment opportunities;
• Real estate insights;
• Newsletters;
• Events;
• Company updates;
• Partner or referral opportunities; and
• Other relevant services or communications.

Where consent is required, we will obtain appropriate consent before sending marketing communications.

You may unsubscribe from marketing emails at any time by using the unsubscribe mechanism contained in the relevant communication or by contacting us directly.

Please note that even if you opt out of marketing communications, we may continue to send essential administrative, transactional, security, or service-related communications where necessary.

12. COOKIES & TRACKING TECHNOLOGIES

Bilaad Realty uses cookies and similar technologies to improve website functionality, understand visitor engagement, and enhance the user experience.

Cookies may help us understand how visitors interact with:

• Property and project pages;
• Estate information;
• Investment guides;
• Insights and blog content;
• Contact forms;
• Tour-booking pages; and
• Other website features.

Depending on their purpose, cookies may be used for:

• Essential website functionality;
• Security;
• Analytics;
• Performance measurement;
• User preferences; and
• Marketing or advertising measurement.

Where required by applicable law, non-essential cookies will only be activated following the appropriate user consent.

You may also be able to manage or disable cookies through your browser settings. Disabling certain cookies may affect the functionality or performance of parts of the website.

13. THIRD-PARTY WEBSITES AND SERVICES

Our website may contain links to third-party websites, platforms, social media pages, payment services, or other external services.

Bilaad Realty is not responsible for the privacy practices, security, content, or policies of third-party websites that we do not control.

We encourage users to review the privacy policies of third-party websites before submitting personal information to them.

14. CHILDREN’S PRIVACY

Our website and services are primarily intended for adults and persons legally capable of entering into property, investment, or business-related arrangements.

We do not knowingly seek to collect personal data from children where such collection is prohibited by applicable law.

If you believe that a child has provided personal data to Bilaad Realty without appropriate authorisation, please contact us so that we can assess and take appropriate action.

15. DATA ACCURACY

We seek to maintain accurate and up-to-date personal information.

You are responsible for ensuring that information you provide to Bilaad Realty is accurate, complete, and not misleading.

If your personal information changes, you may contact us using the details below to request an update.

16. DATA PROTECTION GOVERNANCE

Bilaad Realty is committed to maintaining appropriate internal procedures for responsible personal data processing.

Where required by applicable law, we will maintain appropriate data protection governance arrangements, including relevant policies, records, contracts, security controls, and procedures for handling data subject requests and personal data incidents.

Where Bilaad Realty appoints a Data Protection Officer or designated privacy contact, enquiries concerning personal data may be directed to that person through the contact information provided below.

17. CHANGES TO THIS PRIVACY POLICY

Bilaad Realty may periodically update this Privacy Policy to reflect:

• Changes in applicable laws or regulations;
• Changes to our business operations;
• Changes to our website or technology;
• Changes to our data processing activities; or
• Improvements to our privacy practices.

Where appropriate, we will indicate changes by updating the “Last Updated” date at the beginning of this Privacy Policy.

We encourage users to review this Privacy Policy periodically to remain informed about how we protect personal data.

18. CONTACT INFORMATION & PRIVACY REQUESTS

If you have questions about this Privacy Policy, wish to exercise your privacy rights, or have concerns regarding the processing of your personal data, please contact Bilaad Realty using the information below.

Bilaad Realty Nigeria Limited
Physical Address: No. 47 ML Wushishi Crescent, Utako, Abuja, Nigeria
Email: info@bilaadnigeria.com
Website: www.bilaadnigeria.com

When submitting a data protection request, please provide sufficient information to allow us to understand and verify your request. We may take reasonable steps to verify your identity before disclosing, correcting, or deleting personal information.

We will respond to legitimate requests within the timeframe required by applicable law.

19. GOVERNING LAW

This Privacy Policy shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria, including applicable provisions of the Nigeria Data Protection Act 2023 and other applicable data protection, privacy, cybersecurity, consumer protection, and regulatory legislation.

Where the GDPR or another applicable international data protection framework applies to a particular individual or processing activity, Bilaad Realty will comply with the applicable requirements to the extent legally required.

20. ACKNOWLEDGEMENT

By using the Bilaad Realty website and voluntarily providing personal information, you acknowledge that you have had the opportunity to read and understand this Privacy Policy.

Where applicable law requires consent for a particular processing activity, Bilaad Realty will obtain such consent through an appropriate mechanism rather than relying solely on continued website use.

Last Updated: 9/9/2026
Effective Date: 9/9/2026